{"id":4966,"date":"2020-08-22T12:34:00","date_gmt":"2020-08-22T10:34:00","guid":{"rendered":"https:\/\/accigest.staging3w.com\/?p=4966"},"modified":"2022-11-23T23:26:17","modified_gmt":"2022-11-23T22:26:17","slug":"reclamacions-per-accidents-de-transit-i-el-covid-19","status":"publish","type":"post","link":"https:\/\/accigest.com\/ca\/reclamacions-per-accidents-de-transit-i-el-covid-19\/","title":{"rendered":"Reclamacions per accidents de tr\u00e0nsit i el Covid-19"},"content":{"rendered":"

Des de que es va decratar l’Estat d’Alarma arran de l’epid\u00e8mia mundial provocada pel COVID-19 el passat 13 de mar\u00e7 de 2020 s’han pogut detectar les seg\u00fcents afectacions pel que fa als accidents de tr\u00e0nsit<\/strong> i els lesionats derivats d’aquests:<\/p>\n

    \n
  1. La paralitzaci\u00f3 dels tractaments m\u00e8dics de moltes v\u00edctimes d’accidents de tr\u00e0nsit anteriors a l’Estat d’Alarma que es trobaven tractant-se dels danys soferts, i la seva conseq\u00fcent possible repercussi\u00f3 en la indemnitzaci\u00f3 d’aquests.<\/li>\n
  2. Una reducci\u00f3 hist\u00f2rica de la circulaci\u00f3 i de la sinistralitat durant l’Estat d’Alarma, i les v\u00edctimes en els sinistres produ\u00efts durant l’estat d’alarma.<\/li>\n<\/ol>\n

    Vegem-ho entrant en m\u00e9s detall a continuaci\u00f3:<\/p>\n

    Paralitzaci\u00f3 dels tractaments m\u00e8dics:<\/strong><\/h2>\n

    A causa de l’emerg\u00e8ncia sanit\u00e0ria molts dels centres m\u00e8dics que es trobaven realitzant tractament a les v\u00edctimes dels accidents de tr\u00e0nsit ocorreguts amb anterioritat a l’Estat d’Alarma, van haver de tancar les seves portes per preservar la salut dels seus pacients davant l’elevat risc de contagi de COVID-19, o van haver de ser adaptats temporalment per donar tractament als malalts del Coronavirus.<\/p>\n

    Aix\u00f2 ha comportat que aquests pacients hagin vist interromput el seu tractament rehabilitador presencial per for\u00e7a major. Davant d’aquesta situaci\u00f3, en funci\u00f3 de les circumst\u00e0ncies del centre rehabilitador i dels seus professionals, algunes cl\u00edniques han realitzat el control m\u00e8dic telef\u00f2nic o fins i tot per videotrucada dels seus pacients i els fisioterapeutes han rem\u00e8s els exercicis de rehabilitaci\u00f3 a l’perjudicat per poder donar continu\u00eftat a aquest tractament, en el millor dels casos. En altres casos, per\u00f2, la paralitzaci\u00f3 ha estat total i absoluta, i \u00e9s probable que, quan tot passi, alguns d’ells no tornin a reprendre la rehabilitaci\u00f3 per no tenir cap sentit a nivell m\u00e8dic.<\/p>\n

    Aix\u00f2 planteja un escenari d’incertesa a curt termini pel que fa a la reclamaci\u00f3 de l’indemnitzaci\u00f3 per accident de tr\u00e0nsit, especialment en aquells casos en qu\u00e8 la v\u00edctima de l’accident de tr\u00e0nsit hagi vist totalment aturat el seu tractament m\u00e8dic pel Coronavirus<\/strong>. S’esperen tres possibles criteris de les companyies asseguradores a l’hora d’indemnitzar en aquests sup\u00f2sits. El primer criteri esperat \u00e9s que la companyia asseguradora responsable del sinistre tingui per estabilitzat al perjudicat en la data en que es va declarar l’emerg\u00e8ncia sanit\u00e0ria, per ser l’\u00faltim dia en que es va sotmetre a tractament m\u00e8dic; el segon, \u00e9s que tamb\u00e9 hi ha la possibilitat que no es contempli el per\u00edode durant el qual no hi ha hagut tractament m\u00e8dic, per\u00f2 si es contempli el temps anterior i el posterior en que s\u00ed que ha estat tractant-se; i el tercer, \u00e9s que es contempli la totalitat del per\u00edode amb independ\u00e8ncia de la inactivitat durant el temps de confinament i de l’estat d’alarma.<\/p>\n

    De moment encara no podem saber quina ser\u00e0 la posici\u00f3 majorit\u00e0ria de les companyies respecte a aquesta excepcional situaci\u00f3. Per\u00f2, en el cas que s’opt\u00e8s per alguna de les dues primeres solucions indicades, entenem que s’estaria perjudicant la v\u00edctima d’el sinistre. Cal tenir en compte que aquesta paralitzaci\u00f3 s’ha produ\u00eft per causes alienes a les v\u00edctima que ha patit un allargament del seu proc\u00e9s de curaci\u00f3 o estabilitzaci\u00f3 lesional, i per tant ha hagut de suportar el dany durant m\u00e9s temps, sense que aix\u00f2 li sigui compensat.<\/p>\n

    Des ACCIGEST, com advocats defensors de les v\u00edctimes i perjudicats en accidents de tr\u00e0nsit, esperem que les companyies asseguradores optin per altres opcions de soluci\u00f3 diferents a les esperades, i que tinguin per finalitat i objectiu indemnitzar justament als lesionats. En qualsevol cas, lluitarem pel rescabalament \u00edntegre dels danys i perjudicis causats als nostres clients que s’hagin vist afectats en el seu tractament m\u00e8dic pel COVID-19.<\/p>\n

    Reducci\u00f3 de la sinistralitat i disminuci\u00f3 del registre de lesionats lleus:<\/strong><\/h2>\n

    Reducci\u00f3 de la circulaci\u00f3 i de la sinistralitat:<\/strong><\/p>\n

    Segons dades de la DGT des de que va entrar en vigor l’Estat d’Alarma, s’ha produ\u00eft un descens hist\u00f2ric dels despla\u00e7aments en transport privat que va arribar a ser d’un 89% en data 27 de mar\u00e7 de 2020. Aquesta disminuci\u00f3 ha suposat necess\u00e0riament una reducci\u00f3 del risc en la conducci\u00f3, i amb aix\u00f2 una disminuci\u00f3 dr\u00e0stica de la producci\u00f3 d’accidents de tr\u00e0nsit, tant \u00e9s aix\u00ed que des del mar\u00e7 de l’any 2020 s’estan registrant r\u00e8cords hist\u00f2rics de disminuci\u00f3 de v\u00edctimes mortals en accidents de tr\u00e0nsit.<\/p>\n

    \"Quadre<\/a>
    Font: Direcci\u00f3n General de Tr\u00e1fico. Dades publicades 11\/05\/2020.<\/figcaption><\/figure>\n

    Malgrat aix\u00f2, no ens podem deixar enganyar per aquestes dades, aquest descens no ve produ\u00eft per una millor conducci\u00f3 dels usuaris que faci preveure que aquesta disminuci\u00f3 es mantindr\u00e0 quan tot torni a la normalitat, sin\u00f3 que es deu exclusivament a una reducci\u00f3 important de la circulaci\u00f3. A menor circulaci\u00f3, menor nombre de sinistres, i a menor nombre de sinistres, menys v\u00edctimes.<\/p>\n

    Per con\u00e8ixer l’abast d’aquesta reducci\u00f3 de sinistralitat i de lesionats pel COVID-19, haurem d’esperar a l’actualitzaci\u00f3 de les dades recollides per la DGT. No obstant aix\u00f2, aquests no reflectiran la totalitat de v\u00edctimes per accidents de tr\u00e0nsit que a causa de l’excepcional emerg\u00e8ncia sanit\u00e0ria no han estat tractades m\u00e8dicament, com ho haguessin fet en una situaci\u00f3 de normalitat.<\/p>\n

    Les v\u00edctimes en els sinistres produ\u00efts durant l’estat d’alarma:<\/strong><\/p>\n

    La realitat \u00e9s que, en proporci\u00f3 a la circulaci\u00f3 existent durant l’estat d’alarma, se segueixen produint di\u00e0riament accidents de tr\u00e0nsit amb v\u00edctimes.<\/p>\n

    Ens centrarem especialment en els lesionats lleus que han patit un traumatisme menor de la columna cervical, ja que \u00e9s la lesi\u00f3 majorit\u00e0ria provocada pels accidents de tr\u00e0nsit.<\/p>\n

    Alguns d’aquests lesionats, tot i necessitar assist\u00e8ncia m\u00e8dica, al ser de car\u00e0cter lleu, no han acudit als centres m\u00e8dics per ser tractats a causa de la por a la situaci\u00f3 actual provocada pel Coronavirus. Aix\u00f2 comporta que simplement es tractin com poden per pal\u00b7liar aquest dolor, sense sol\u00b7licitar una revisi\u00f3 m\u00e8dica ni rebre tractament m\u00e8dic, i per tant sense documentar m\u00e8dicament els seus danys. D’aquesta manera acaben perdent el dret a ser indemnitzats pels danys i perjudicis causats a l’accident de tr\u00e0nsit sofert.<\/p>\n

    Per a aquests casos, esperem que la situaci\u00f3 sanit\u00e0ria es recuperi aviat i s’aconsegueixi un estat de normalitat, perqu\u00e8 aquelles persones que pateixen lesions en accidents de tr\u00e0nsit puguin ser degudament ateses i tractades pels facultatius m\u00e8dics, i no hagin de suportar els danys i perjudicis soferts, i puguin tornar al m\u00e9s aviat possible a la situaci\u00f3 anterior a l’ocurr\u00e8ncia del sinistre.<\/p>\n

    En altres casos, el lesionat espera inicialment a que remeti la cl\u00ednica amb el pas de les hores, i si no \u00e9s aix\u00ed, si no li queda m\u00e9s remei, acaba acudint a urg\u00e8ncies per ser at\u00e8s m\u00e8dicament, fins i tot transcorregudes les 72 hores legalment establertes per a que es mantingui el nexe cronol\u00f2gic entre la lesi\u00f3 i el sinistre.<\/p>\n

    En aquests sup\u00f2sits, si les companyies asseguradores no s\u00f3n flexibles en l’aplicaci\u00f3 d’aquests criteris a causa de l’excepcionalitat de la situaci\u00f3 sanit\u00e0ria actual, podria comportar que molts d’aquests lesionats no vegin rescabalats els seus danys, tot i que se sotmeti a un tractament m\u00e8dic, per no complir el criteri cronol\u00f2gic.<\/p>\n

    Esperem que les companyies asseguradores no s’aprofitin de la situaci\u00f3 actual, i s’adoptin acords pels quals es flexibilitzi l’exig\u00e8ncia dels criteris cronol\u00f2gics per a les v\u00edctimes d’accidents de tr\u00e0nsit durant l’Estat d’Alarma, i aquests lesionats lleus que han rebut tractament m\u00e8dic, fins i tot sense complir rigorosament els criteris cronol\u00f2gics, puguin ser indemnitzats degudament.<\/p>\n

    Durant aquests temps de pand\u00e8mia, els advocats d’accidents de tr\u00e0nsit de Accigest<\/a> vetllaran, com sempre, per a la defensa dels interessos de les v\u00edctimes.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"Des de que es va decratar l'Estat d'Alarma arran de l'epid\u00e8mia mundial provocada pel COVID-19 el passat 13 de mar\u00e7 de 2020 s'han pogut detectar les seg\u00fcents afectacions pel que fa als accidents de tr\u00e0nsit i els lesionats derivats d'aquests: La paralitzaci\u00f3 dels tractaments m\u00e8dics de moltes v\u00edctimes d'accidents de… Llegir m\u00e9s<\/a>","protected":false},"author":5,"featured_media":4959,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[112,110],"tags":[174,173],"class_list":["post-4966","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualitat","category-indemnitzacions-per-accidents-de-transit","tag-coronavirus-indemnitzacio-accident-de-transit","tag-covid-19-indemnitzacio-accident-de-transit"],"yoast_head":"\nReclamacions per accidents de tr\u00e0nsit i el Covid-19 - 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